Posts Tagged ‘Life Insurance Policy’

Variable Life Insurance

Posted February 7th, 2011 by Admin | No Comments

Variable life insurance offers the ultimate in life insurance flexibility. The main principle governing variable life insurance is that you control your life investments instead of the life insurance company managing them on your behalf. This enables you to select the level of risk that you subject your life insurance fund to, paving the way [...]

Top 5 Ways To Save Money On Your Life Insurance

Posted January 31st, 2011 by Admin | No Comments

Top 5 Ways To Save Money On Your Life Insurance Policy
Life insurance is a very important type of insurance policy, and enables us to provide our loved ones with valuable financial security in the event that we die unexpectedly. Life insurance is designed to pay out a lump sum to the named beneficiary in the [...]

Term Life Insurance

Posted December 20th, 2010 by Admin | No Comments

Term life insurance is a life insurance product that pays out a cash lump sum upon death of the insurance policyholder or at the point that the insurance policyholder is diagnosed as terminally ill. But, despite it being a low cost term life product – insurance cover can be acquired from as little as 5-10 [...]

Term Insurance

Posted December 13th, 2010 by Admin | No Comments

Term insurance is a level term life insurance product that pays out a lump sum when the insurance policyholder dies or becomes terminally ill. It provides peace of mind to the insurance policyholder that loved ones left behind after their death will be financially secure. Term life insurance can be configured to pay off all [...]

Senior Term Life Insurance

Posted November 29th, 2010 by Admin | No Comments

We all know that purchasing life insurance at an older age is more expensive than purchasing it while very young. In an attempt to provide affordable insurance to meet the life insurance needs of older insureds, some companies are now offering Guaranteed Acceptance Life Insurance.
Guaranteed Acceptance Life Insurance policy rates are less expensive than [...]

Selling Your Life Insurance (Viaticals and Life Settlements)

Posted November 22nd, 2010 by Admin | No Comments

Selling your life insurance is an option you might consider if you’re in a difficult financial situation for which you don’t see a close end. A terminal illness or old age could cause you to think twice about paying those hefty premiums at this stage of your life. Selling your life insurance carries with it [...]

Second to Die Life Insurance Policies

Posted November 15th, 2010 by Admin | No Comments

Usually, the death benefit from a second-to-die life insurance policy is intended to go to the children , a charity or pay taxes owed after both spouses pass away.
In the U.S. there is a marital deduction permitting you to leave an unlimited amount of assets to your surviving spouse with no taxes payable at your [...]

Second to DIe Life Insurance

Posted November 8th, 2010 by Admin | No Comments

Usually, the death benefit from a second-to-die life insurance policy is intended to go to the children , a charity or pay taxes owed after both spouses pass away.
In the U.S. there is a marital deduction permitting you to leave an unlimited amount of assets to your surviving spouse with no taxes payable at your [...]

Online Life Insurance Protection How Much Do I Need?

Posted October 25th, 2010 by Admin | No Comments

Online Life Insurance Protection How Much Do I Need?
There are a lot of people getting quotes for life insurance online. The quotes requested are usually for standard amounts of 50,000 to 500,000. The amounts requested often indicate that most people have not taken the time to calculate the amount of life insurance that they [...]

Life Insurance Policy For Child Why Buy Life Insurance

Posted October 11th, 2010 by Admin | No Comments

Life Insurance Policy For Child Why Buy Life Insurance For A Child?
There are a few of pros and cons about purchasing life insurance on children. Life insurance must have an insurable interest. There has to be good reasoning behind the purchase of life insurance on children. The first priority is to first make sure [...]